
ON THE MONEY: Surviving and thriving in 2025 should be investment goal
Imagine you sold two businesses, netting $5 million. You’ve done the math, and a 4% withdrawal rate provides a comfortable $200,000 per year in retirement.
Think financial planning has to be boring? Through my talks, you’ll get high-level strategies to prevent you from getting kicked in the assets.
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I’ve been speaking on financial planning and market strategy for over four decades, long before “financial literacy” was a buzzword. Whether I’m addressing retirees, college students, business leaders, or fellow advisors, my goal is the same: to help people avoid the losses they can’t afford and build plans that actually work.
I share my thoughts on top news outlets and speak at universities, corporate events, and community organizations nationwide. Every time I step on stage or in front of a camera, I bring data, context, and honesty—because people don’t just need motivation; they need to know what’s real.
For more than 40 years, I’ve helped people make smarter decisions with their money by focusing on what matters most: limiting losses, planning for longevity, and adapting to change.
I don’t do hype, and I don’t do guesswork. I bring history, data, and decades of experience to the stage. I meet you right where you’re at, and show everyone from retirees, millennials, financial advisors, or entrepreneurs how to move forward with clarity.
I’ve appeared on Fox Business, MSNBC, Yahoo Finance, and Ameritrade TV, and delivered keynotes for universities, nonprofits, and financial conferences across the U.S. I’m a contributing writer to The Pacific Coast Business Times, and wrote Making Finance Make Sense to challenge the industry status quo and empower people to build a financial future that actually makes sense.







I’ve seen too many people lose what they’ve worked decades to build simply because they were told to “ride it out.” In this talk, I show audiences how to prepare for what others don’t see coming, before it’s too late. I walk through real data, historical patterns, and one powerful question every investor must ask: How much loss is too much? If you want to move forward with clarity and feel good about the future, then this talk is for you.
We’re living longer—but are we planning for it? In this session, I help people think beyond retirement and into real longevity. Whether you’re deep in retirement or just starting to plan for it, I’ll show you how to mitigate risk, prevent life shattering losses, and build a plan that actually lasts.
This is the heart of what I do, and the reason I wrote my book. I created this talk to cut through the confusion most people feel when it comes to money. I break down decades of experience into simple, actionable insights that can help anyone—young professionals, retirees, or high earners—take control of their financial future with clarity and confidence.
"We trust John Grace because we believe he is honest and we have confidence in what he tells us."
"John Grace is a good choice for an investment advisor because he has a long history of experience and success, and he has a personal interest in helping his clients grow their finances."
This statement is a testimonial by a client of the financial professional as of 6/26/2023 & 6/28/2023, respectively. The client has not been paid or received any other compensation for making these statements. As a result, the client does not receive any material incentives or benefits for providing the testimonial. These views may not be representative of the views of other clients and are not indicative of future performance or success.
As a regular contributor to publications like the Ventura County Star and Pacific Coast Business Times, I share the lessons I’ve learned over my career to help readers make smarter financial decisions. Check back often for fresh takes! I hope you find them as valuable as so many of my readers do.

Imagine you sold two businesses, netting $5 million. You’ve done the math, and a 4% withdrawal rate provides a comfortable $200,000 per year in retirement.
WTF, an acronym commonly known as ‘What the Fish!’ is used here to highlight the alarming state of the real estate and stock markets of the real estate and stock markets.
Endowments, with their pioneering strategies, have long been a source of inspiration for the securities industry.

Watch how active management helped investors go risk off when markets dove — and risk on when recovery was clear.
